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Robinj

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 #16 
My company offered a $100 gift card for taking a wellness assessment. Then the calls started. I told them I enjoyed my purchases at Macys very much and DO NOT call again. 
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meg

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 #17 
When I had surgery to adjust my neurostimulator, apparently they use an off-site company to monitor its function during surgery.  I had no idea.  Apparently, this company bills separately and is out of network and charged $3,000.  My portion is $1800.  When I called BC/BS, I was pretty ticked off.  No explained to me this needed to be done.  I did not approve it.  So, this kind woman at my insurance company went to bat for me and eventually they agreed to accept in-network payment which left me with an $82.00 balance.  We paid that.  Now two years later, I'm in collection for the full amount again.

Luckily, I have all the information from the first round, names, dates, everything.  The battle begins again.

Mary

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Jen47mac

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 #18 
Exactly Cakelady. Unless you've imitated the call to the insurance company, be suspect. Even when you do
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Jen47mac

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 #19 
LOL Robinj. Well done
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Jen47mac

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 #20 
Wow Meg. Documentation is key in any conversation
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Robinj

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 #21 
"LOL Robinj. Well done "

Got a really nice pair of Valentino shoes.

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When the first baby laughed for the first time, its laugh broke into a thousand pieces, and they all went skipping about, and that was the beginning of fairies. 
Jen47mac

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 #22 
Nice Robinj.

Wear them in good health

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Cakelady

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 #23 
I like them to but an only wear flats now :(. Unless I am in my powerchair and do not have to walk. I think heels makes a women's leggs look sexy



Note: Please excuse any misspelled works or grammar errors. I have CNS lupus and brain lesions and use a program to help me type

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McKenna

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 #24 
@robinj, a few years ago my husband's company started to offer health screenings and if you did it, you got a small discount on your insurance.  He refused to do it because he thought it could hurt him (and me) down the road.  (it was for the employee and spouse)  This was before my diagnosis so I can only imagine if or how things might have changed with our coverage.
Cakelady

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 #25 
You were smart not to do it. Like I said before the first nurse was great and helped me get through chemo and all my hospital stays. (I spent 2008 mostly in the hospital) but after that it was different nurses and I finely asked them not to call anymore. When they start off saying that this call is recorded........ Kinda sounds fishy








Note: Please excuse any misspelled works or grammar errors. I have CNS lupus and brain lesions and use a program to help me type

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The bond that links our true family is not one of blood, but one of respect and joy in each other's life
McKenna

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 #26 
Yeah, that would definitely make me uncomfortable if they wanted to record the conversation!  I can only imagine how they would find a way to use what you said to deny or change coverage. 
They continue to offer the health screenings every year and hubby always declines.
Cakelady

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 #27 
That is what I was afraid of. 2007/2008 is when I crashed from lupus and they did not know if I would make it. I spent most of 2008 in the hospital at the time I did not know my kids names hubby's name the year etc




Note: Please excuse any misspelled works or grammar errors. I have CNS lupus and brain lesions and use a program to help me type

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taffylinden

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 #28 

Yikes! Recorded calls?! Count me out then. 

My school district--the one I just retired from--has to have a certain percentage of employees do the health screening in order to get reduced rates, so there's lots of peer pressure. You have to get the tests done plus answer a questionnaire. The questionnaire is no problem. I'm fine doing the blood tests: they're free, and my rheumatologist uses them. But everything else is wildly inaccurate. Blood pressure readings are WAY off--not just for me, but for everyone. I have low BP, but the last health fair had it as HIGH.  I told them I'd never even been up to normal on the BP readings, and they said I probably felt rushed, as this was before work. Nope. I DID feel rushed at the doctor's appointment I had 2 weeks later, and my BP was 97/60. Their body fat % is way off as well. So I don't know what good it does the insurance company to know inaccurate numbers. 

Good news though! Blue Cross is covering the surgery! I'm very relieved but kind of wary still. I called just before my flight boarded @10, and there was no news. I called again when I got to where I'm staying, and the rep told me there was a note in my chart that they called me at 11 and told me surgery was approved. Um, NO...not only was I at 34,000 feet at 11 a.m. with my cell phone off, but there were no calls at all, according to my cell phone. No VM, no incoming calls whatsoever. Hmm...

And now I'm fighting off inflammation in the left eye, the one that's getting the transplant. The stress plus getting caught in unexpected sunshine made me sick yesterday, and then my vision in that eye got cloudy. I am KICKING myself because my eye doc told me if I'm in a flare, bump up the steroid drops, and I forgot. I know what to do about this but am worried the inflammation won't go down far enough by Wednesday. 



Cakelady

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 #29 
We will keep sending you good vibes and prayers
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Jen47mac

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 #30 
Good news Taffy and Speedy recovery
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