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LupieD

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 #1 
Over the past couple years, Sjogrens has taken a real toll on my dental health. I've had some pretty extensive dental work done but am in need of much more. My Rheumy wrote a note stating that the dental issues were due to Sjogrens which I plan to submit to Medicare, along with the bills, in hopes they will cover the cost.

Has anyone else had any experience, good or bad, with this ?

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meg

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 #2 
I've had the dental problems but no experience on the other.  May I ask, are you just getting a lot of cavities or do you get infections?  My problem has been with abscesses.  Good luck LupieD! I hope someone here can help.
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LupieD

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 #3 
Thanks Meg~

I've had issues with Cavities, infections and broken teeth.

I doubt Medicare will "bite" but it's worth a try, right?

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meg

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 #4 
LOL about the bite.  Good one! It's always worth a try.
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DeBartolo

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 #5 

Medicare Part A (Hospital Insurance) will pay for certain dental services that you get when you're in a hospital.

https://www.medicare.gov/coverage/dental-services.html

& that's about it.

have you looked into any Medicare Supplement dental plans?

good luck.

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LupieD

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 #6 
Thanks DeBartolo.

I wasn't even aware there was dental insurance available through Medicare so I'll be looking into that.
I have been paying for a Cobra policy since my divorce with auto withdrawals from my checking account each month until they suddenly stopped taking the payments in Jan. With no warning. No letter, no thank you now beat off.....nothing and because I'm in the middle of much needed work, I can't really afford to wait out most policies waiting period.

I appreciate the help and guidance.

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Wornwolfiegirl

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 #7 
Hi there
I have sjgrens too.  It was recommended that I go for hygiene more often. Both the dentist and rheumatologist wrote a letter to  both my medical and dental carriers. No luck.  I was disappointed.  I had a brief pity party just complaining how expensive chronic illnesses are. I am doing all I can to continue to work.  

sorry you are having a tough time with the teeth
Cakelady

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 #8 
LupieD if the cobra policy was from you exhusbands work the was more then likely notified. Can you call and see what's up ?
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zest

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 #9 
Dear LupieD
(sorry for this disclaimer: neuro write/speech disability & phys unwell caught me off-guard but would like to add)
I am very sorry for your dental issues. I understand and experienced major large expense issues while regaining health after plasmaphoresis Rx ICU hospitalized GBS ; (9,000.00 was dental portion over a two yr period then the effect of the AI trauma and Rx but not covered by private ins). And in recent many months before the diagnosis of last Sept , I again experienced major large expense of 7,000.00 not covered by Medicare with my really great private suppl even though we documented the multiple AI ( incl the Sjogrens and Rx of cancer etc).
My insurance ended (without my noticing in Dec 2015 ) after 2 yr following second husband's death so I, too scrambled to research for Medicare supplements et all (brain fog too then as now again with this apparent flare.) at this point I did get help from my husband's company he retired from because they contracted with a firm (no expense to me) to research medical and drug ins providers to best fit my needs and not less than I had. They then gave me all the details of the best 4 matches for each and cost to me and arranged everything when I decided at no fee to me). So maybe contacting your cobra benefits ins company might be a research option/help for you?
In then end and after details, coverage, expense etc.......I opted not to add the dental based on my health and age additional premium fee after my oral and perio and dentist helped me figure out just what could be covered (percentage of any procedure that would be paid and determined total annual benefit vs insurance coast to me based on my health need and past) This is the best I can communicate with my skills not up to snuff yet and brain fog and icky health right now.
Hope this can be of help while you research and make your decision.
God Bless
Zest
Robinj

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 #10 
?
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zest

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 #11 
My med insurance company I chose will only take withdrawal from checking/savings or payment by credit card or postal check; the drug insurance company for me however will take withdrawal from my SS as was done for me in the past? Also to note our retirement plan did include reimbursement clause for premiums I pay but after the fact. I am 71 now and never had disability benefits. I went on Medicare when my SS began at age 65. On a sad note though: when my first husband's cobra for me ran out, I was left paying 1,000 monthly insurance premium for 5 years because I SURVIVED two catastrophic life threatening illnesses......not able to be employed but not disabled.(better for you I pray)
God Bless
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LupieD

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 #12 
Quote:
Originally Posted by Cakelady
LupieD if the cobra policy was from you exhusbands work the was more then likely notified. Can you call and see what's up ?


He may have been notified. I was not. If he was, I'm not surprised that the info. was not passed on to me. I will most definitely be calling his H/R department this week. The only issue I have is that his fiancée, the "woman" he had a 4 year affair with before ultimately leaving me for her, is the H/R Mgr. Might just be easier, and possibly even cheaper, to get my own private insurance through either AARP or, as DeBartolo suggested, Medicare.

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zest

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 #13 
By law, the cobra insurance etc may not give any info etc so you do not have to contact the company h/r; you can get the info directly from the insurance company NOT place of employment company
LupieD

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 #14 
Quote:
Originally Posted by Wornwolfiegirl
I am doing all I can to continue to work. sorry you are having a tough time with the teeth


I'm sorry you're struggling. I SO wish I were able to work; although I'm looking into anything and everything that might allow me to earn some income and possibly offer some benefits working remotely. I've worked since I was 14 and with everything else this disease has taken from me, my career has been the most difficult for me to come to terms with.

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wings65

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 #15 
LupieD I see you share the same birth date with my daughter, although not the year. Benefits from Medicare generally start at age 65. I see you are younger than that. Perhaps if you are on disability that could be an exception. I don't know. Hopefully, someone here can help you with this.

I'm so sorry to hear about your dental issues. The physical pain alone can be too much, add to it the cost of dental work, without dental coverage, can be almost too much to bare.
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